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A Home Loan Designed For You

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

Welcome to Gezellig Financial

Gezellig (“heh-zell-ick”) a Dutch word that can be used to describe a person, place or a situation that is inviting, cozy and comfortable while delivering an overall positive and enjoyable experience.

Our company name is our culture, and it is everything you the customer should experience from the beginning of the loan process to the moment you walk through the front door of your new home. Whether your loan is a refinance or home purchase, our goal is to offer you an enjoyable loan experience that is trustworthy, easy, comfortable and efficient. Leaving you with no hidden fees, delays or unanswered questions.

Tell Us Your Story.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

Our clients are the foundation of our success.

3rd Party Client Reviews

Client reviews from around the internet.

How Rising Interest Rates Impact Your Homebuying Power

How Rising Interest Rates Impact Your Homebuying Power

Interest rates are one of the most important factors to consider when buying a home. They directly influence how much you’ll pay each month on your mortgage and, ultimately, how…

5 Tips for First-Time Homebuyers

5 Tips for First-Time Homebuyers

Buying your first home is an exciting milestone, but it can also feel overwhelming. As a first-time buyer, you’re likely navigating unfamiliar territory with a lot of questions about the…

The Importance of Building Equity in Your Home

The Importance of Building Equity in Your Home

For many homeowners, building equity is one of the most rewarding aspects of owning a property. Equity represents the portion of your home that you truly own—the difference between your…

Understanding the Benefits of a VA Loan for Veterans and Service Members

Understanding the Benefits of a VA Loan for Veterans and Service Members

For veterans, active-duty service members, and eligible surviving spouses, a VA loan offers a powerful way to achieve homeownership. Backed by the U.S. Department of Veterans Affairs, VA loans are…

15-Year vs. 30-Year Mortgage: Which One is Right for You?

15-Year vs. 30-Year Mortgage: Which One is Right for You?

Choosing the right mortgage term is a critical decision in the home-buying process. The two most common options are the 15-year and 30-year fixed-rate mortgages. Each has its own set…

Understanding Closing Costs: What Every Buyer Should Know

Understanding Closing Costs: What Every Buyer Should Know

Buying a home is an exciting journey, but it comes with its share of expenses—one of which is closing costs. Many first-time buyers are surprised by these additional costs, which…

How to Prepare Financially for Buying a Home in the New Year

How to Prepare Financially for Buying a Home in the New Year

As the New Year approaches, many people set resolutions to achieve major life goals—and buying a home often tops the list. If you’re planning to purchase a home in the…

Who Should You Talk to First: A Mortgage Professional or a Real Estate Agent?

Who Should You Talk to First: A Mortgage Professional or a Real Estate Agent?

If you’re planning to buy a home, you might wonder who you should talk to first—a mortgage professional or a real estate agent. Both play critical roles in the home-buying…

What Is a HELOC and How Does It Work?

What Is a HELOC and How Does It Work?

A Home Equity Line of Credit (HELOC) is a popular financing option that allows homeowners to tap into their home’s equity to access funds for various purposes. Unlike traditional loans,…

How Do the Holidays Impact the Real Estate Market?

How Do the Holidays Impact the Real Estate Market?

As the holiday season approaches, you might wonder how it impacts the real estate market. For both buyers and sellers, the holiday season can present unique opportunities and challenges. Here’s…

What is an FHA Loan and How Can It Benefit You?

What is an FHA Loan and How Can It Benefit You?

For many first-time homebuyers or those with less-than-perfect credit, navigating the world of mortgage options can feel overwhelming. One popular choice for many of these buyers is the FHA loan,…

Top 5 Most Common Mortgage Types

Top 5 Most Common Mortgage Types

When it comes to financing a home, choosing the right mortgage is crucial. With so many options available, it can feel overwhelming for first-time buyers and even experienced homeowners. Below…

What to Expect at a Real Estate Closing

What to Expect at a Real Estate Closing

After weeks (or even months) of house hunting, negotiations, and paperwork, the real estate closing is the final step in becoming a homeowner. Here is what you can expect on…

5 Ways to Start Buying Investment Properties for the First Time

5 Ways to Start Buying Investment Properties for the First Time

If you’re thinking about buying investment properties, you’re taking a great step toward building long-term wealth. While it can seem daunting at first, there are clear strategies to get started.…

What the Current Drop in Mortgage Rates Could Mean for the Housing Market

What the Current Drop in Mortgage Rates Could Mean for the Housing Market

Fluctuations in mortgage rates can significantly impact the housing market. Recently, there has been a drop in rates, and this change brings both opportunities and challenges for buyers, sellers, and…

How Rising Home Prices Impact Your Buying Power

How Rising Home Prices Impact Your Buying Power

Home prices have been on the rise, and this trend can significantly impact your ability to buy a home. Buyers often feel priced out of their desired neighborhoods or are…

5 Benefits of Regular Home Maintenance

5 Benefits of Regular Home Maintenance

Owning a home is a significant investment, and like any investment, it requires regular upkeep to maintain its value. Regular home maintenance not only ensures your property remains in good…

Buying a Home in a Seller’s Market: 5 Key Tips

Buying a Home in a Seller’s Market: 5 Key Tips

In a seller’s market, where demand outpaces supply, buying a home can be particularly challenging. Homes sell quickly, and bidding wars are common. To help you navigate this competitive landscape,…

5 Hidden Costs of Buying a Home

5 Hidden Costs of Buying a Home

When buying a home, it’s easy to focus solely on the purchase price, but there are several hidden costs that can catch you off guard. Understanding these additional expenses is…

Choosing the Right Real Estate Agent

Choosing the Right Real Estate Agent

Choosing the right real estate agent can make a significant difference in your home buying or selling experience. A skilled agent not only guides you through the process but also…

Selling Your Home Quickly: 6 Proven Strategies

Selling Your Home Quickly: 6 Proven Strategies

Selling your home quickly can be a daunting task, but with the right approach, it’s entirely possible. Here are six proven strategies to help you attract buyers and close the…

How to Prepare for a Mortgage Refinance

How to Prepare for a Mortgage Refinance

Refinancing your mortgage can be a smart financial move, potentially lowering your interest rate, reducing monthly payments, or shortening your loan term. Proper preparation is key to a smooth refinancing…

School Districts & Their Impact on Home Values

School Districts & Their Impact on Home Values

When buying a home, many factors influence the decision-making process, and school districts are often at the top of the list. Good school districts can significantly impact home values, making…

5 Tips for Buying a Vacation Home

5 Tips for Buying a Vacation Home

Owning a vacation home is a dream for many, offering a personal retreat and potential rental income. However, buying a second property comes with its own set of challenges. Here…

Preparing Your Home for A Successful Sale

Preparing Your Home for A Successful Sale

Selling your home can be a complex process, but proper preparation can make all the difference. To attract buyers and achieve the best possible price, it’s essential to get your…

Getting Clear on The Home Inspection Process